How We Define "Crisis": A Perspective from the Book of Micah

I have been seething in shame and indignation since the beginning of our banking/Wall Street crisis.  For one thing, it seems that the President's proposal, now made law, amounts to taking out a credit card to pay out-of-control credit card debts.  It is so typically American that there have been no calls for the people to reflect upon their greed and get-rich-quick mentality.  The answer is a "strategy", that is, a device that will solve our problem without requiring any change on our part.  This is beyond my expertise, I know, but it seems to me that the fall of the stock market is a good thing: the sooner the bubble comes down the better we avoid it completely bursting.  Bad-tasting medicine is usually good for the body.